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| *Interest and APY(Annual Percentage Yield)rates are effective August 24, 2011 | |||||||||||
| REGULAR CD's | |||||||||||
| **TCD Term | Minimum Balance Required |
*Interest Rate |
*APY | Compounding Frequency |
Renewal Terms | ||||||
| 72 Months | $10,000.00 | 2.35 % | 2.36 % | Semiannual | 72 Months | ||||||
| 60 Months | $25,000.00 | 2.35 % | 2.36 % | Semiannual | 60 Months | ||||||
| 60 Months | $10,000.00 | 2.30 % | 2.31 % | Semiannual | 60 Months | ||||||
| 60 Months | $1,000.00 | 2.10 % | 2.11 % | Semiannual | 60 Months | ||||||
| 48 Months | $10,000.00 | 1.95 % | 1.96 % | Semiannual | 48 Months | ||||||
| 48 Months | $1,000.00 | 1.75 % | 1.76 % | Semiannual | 48 Months | ||||||
| 36 Months | $25,000.00 |
1.60 % | 1.61 % | Semiannual | 36 Months | ||||||
| 36 Months | $1,000.00 |
1.50 % | 1.51 % | Semiannual | 36 Months | ||||||
| 30 Months | $1,000.00 |
1.35 % | 1.35 % | Semiannual | 30 Months | ||||||
| 24 Months | $25,000.00 |
1.30 % | 1.30 % | Semiannual | 24 Months | ||||||
| 24 Months | $1,000.00 |
1.00 % | 1.00 % | Semiannual | 24 Months | ||||||
| 18 Months | $1,000.00 |
0.90 % | 0.90 % | Semiannual | 18 Months | ||||||
| 12 Months | $10,000.00 | 0.85 % | 0.85 % | Semiannual | 12 Months | ||||||
| 12 Months | $1,000.00 | 0.75 % | 0.75 % | Semiannual | 12 Months | ||||||
| 6 Months | $10,000.00 |
0.50 % | 0.50 % | Semiannual | 6 Months | ||||||
| 6 Months | $1,000.00 | 0.45 % | 0.45 % | Semiannual | 6 Months | ||||||
| 3 Months | $1,000.00 |
0.15 % | 0.15 % | Quarterly | 3 Months | IRA CD's | |||||
| **TCD Term | Minimum Balance Required |
*Interest Rate |
*APY | Compounding Frequency |
Renewal Terms | ||||||
| 18 Months | $1,000.00 |
1.25 % | 1.25 % | Semiannual | 18 Months | ||||||
| 48 Months | $1,000.00 |
2.00 % | 2.01 % | Semiannual | 48 Months | ||||||
| *APY (Annual Percentage Yield) assumes interest will remain
on deposit until maturity. Deposit terms are subject to change without notice and some limitations may apply.
Contact us for further information about applicable fees and terms on deposit accounts. Interest rates and yields are
accurate for the date listed. Each depositor is insured up to $250,000. All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.
| **Substantial penalty for early withdrawal. | ||||||||||
|
In accordance with Section 326 of the USA PATRIOT ACT signed October 26, 2001 all persons
are subject to the identity verification requirements even though they may be a long term
customer of and well known to the Bank.
For the purpose of the regulation, an "account" includes every formal banking relationship that entails ongoing services, dealings or transactions. Some examples are a deposit account, loan, trust relationship or safe deposit box rental. If you request to open an account or become a signatory on an account with the Bank and the Bank has not previously verified your identity under the new regulatory requirements, the Bank may request documentary verification of your identity, such as driver's license or passport and/or it will verify your identity through other non-documentary methods. We will ask for your name, address, date of birth, and other information that will allow us to identify you. Similar identification requirements apply to business entities such as corporations and partnerships. In all cases, protection of our customer(s)'s identity and confidentiality is the Bank's pledge to you. | ||
| Please be aware that when you click on a link, it is directing you off of First State Bank's website. First State Bank of Colfax is not responsible for the product, service or overall website content available at a third-party site. Our privacy policies do not apply to linked websites and a viewer should consult the privacy disclosures on that site for further information. |
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