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| *Interest and APY(Annual Percentage Yield)rates are effective February 26, 2010 | |||||||||||
| REGULAR CD's | |||||||||||
| **TCD Term | Minimum Balance Required |
*Interest Rate |
*APY | Compounding Frequency |
Renewal Terms | ||||||
| 72 Months | $10,000.00 | 2.98 % | 3.00 % | Semiannual | 72 Months | ||||||
| 60 Months | $25,000.00 | 2.98 % | 3.00 % | Semiannual | 60 Months | ||||||
| 60 Months | $10,000.00 | 2.98 % | 3.00 % | Semiannual | 60 Months | ||||||
| 60 Months | $1,000.00 | 2.73 % | 2.75 % | Semiannual | 60 Months | ||||||
| 48 Months | $10,000.00 | 2.68 % | 2.70 % | Semiannual | 48 Months | ||||||
| 48 Months | $1,000.00 | 2.48 % | 2.50 % | Semiannual | 48 Months | ||||||
| 36 Months | $25,000.00 |
2.48 % | 2.50 % | Semiannual | 36 Months | ||||||
| 36 Months | $1,000.00 |
2.24 % | 2.25 % | Semiannual | 36 Months | ||||||
| 30 Months | $1,000.00 |
1.99 % | 2.00 % | Semiannual | 30 Months | ||||||
| 24 Months | $25,000.00 |
1.99 % | 2.00 % | Semiannual | 24 Months | ||||||
| 24 Months | $1,000.00 |
1.79 % | 1.80 % | Semiannual | 24 Months | ||||||
| 18 Months | $1,000.00 |
1.74 % | 1.75 % | Semiannual | 18 Months | ||||||
| 12 Months | $10,000.00 | 1.74 % | 1.75 % | Semiannual | 12 Months | ||||||
| 12 Months | $1,000.00 | 1.49 % | 1.50 % | Semiannual | 12 Months | ||||||
| 6 Months | $10,000.00 |
1.49 % | 1.50 % | Semiannual | 6 Months | ||||||
| 6 Months | $1,000.00 | 1.25 % | 1.25 % | Semiannual | 6 Months | ||||||
| 3 Months | $1,000.00 |
0.75 % | 0.75 % | Quarterly | 3 Months | ||||||
| IRA CD's | |||||||||||
| **TCD Term | Minimum Balance Required |
*Interest Rate |
*APY | Compounding Frequency |
Renewal Terms | ||||||
| 18 Months | $1,000.00 |
1.99 % | 2.00 % | Semiannual | 18 Months | ||||||
| 48 Months | $1,000.00 |
2.73 % | 2.75 % | Semiannual | 48 Months | ||||||
| *APY (Annual Percentage Yield) assumes interest will remain
on deposit until maturity. Deposit terms are subject to change without notice and some limitations may apply.
Contact us for further information about applicable fees and terms on deposit accounts. Interest rates and yields are
accurate for the date listed. First State Bank of Colfax has chosen not to participate in the FDIC's Transaction Account Guarantee Program after December 31, 2009. funds held in non-interest bearing transaction accounts will not be guaranteed in full under the Transaction Account Guarantee Program, but will be insured to $250,000 under the FDIC's general deposit rules after December 31, 2009. Each depositor is insured up to $250,000 through December 31, 2013.
| **Substantial penalty for early withdrawal. | ||||||||||
|
In accordance with Section 326 of the USA PATRIOT ACT signed October 26, 2001 all persons
are subject to the identity verification requirements even though they may be a long term
customer of and well known to the Bank.
For the purpose of the regulation, an "account" includes every formal banking relationship that entails ongoing services, dealings or transactions. Some examples are a deposit account, loan, trust relationship or safe deposit box rental. If you request to open an account or become a signatory on an account with the Bank and the Bank has not previously verified your identity under the new regulatory requirements, the Bank may request documentary verification of your identity, such as driver's license or passport and/or it will verify your identity through other non-documentary methods. We will ask for your name, address, date of birth, and other information that will allow us to identify you. Similar identification requirements apply to business entities such as corporations and partnerships. In all cases, protection of our customer(s)'s identity and confidentiality is the Bank's pledge to you. | ||
| Please be aware that when you click on a link, it is directing you off of First State Bank's website. First State Bank of Colfax is not responsible for the product, service or overall website content available at a third-party site. Our privacy policies do not apply to linked websites and a viewer should consult the privacy disclosures on that site for further information. |
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