FACTS	WHAT DOES FIRST STATE BANK OF COLFAX DO WITH YOUR PERSONAL INFORMATION?
	Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
	What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: n Social Security number and income n Account balances and payment history n credit history and credit scores When you are no longer our customer, we continue to share your information as described in this notice.
	How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First State Bank of Colfax chooses to share; and whether you can limit this sharing.
	Reasons we can share your personal information				Does First State Bank of Colfax share?	Can you limit this sharing?
	For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus				Yes	No
	For our marketing purposes— to offer our products and services to you				No	We don't share
	For joint marketing with other financial companies				No	We don’t share
	For our affiliates’ everyday business purposes— information about your transactions and experiences				No	We don't share
	For our affiliates’ everyday business purposes— information about your creditworthiness				No	We don't share
	For our affiliates to market to you				No	We don’t share
	For nonaffiliates to market to you				No	We don’t share
	Questions?	Call 515-674-3533 or go to www.fsbcolfax.com
What we do
How does First State Bank of Colfax protect my personal information?			To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First State Bank of Colfax collect my personal information?			We collect your personal information, for example, when you n Open an account or deposit money n Pay your bills or apply for a loan n Use your debit card
Why can’t I limit all sharing?			Federal law gives you the right to limit only n Sharing for affiliates’ everyday business purposes—information about your creditworthiness n Affiliates from using your information to market to you n Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates				Companies related by common ownership or control. They can be financial and nonfinancial companies. n First State Bank does not share for everyday business purposes.
Nonaffiliates				Companies not related by common ownership or control. They can be financial and nonfinancial companies. n First State Bank does not share with nonaffiliates so they can market to you
Joint marketing				A formal agreement between nonaffiliated financial companies that together market financial products or services to you. n First State Bank doesn’t jointly market.

Rev. December 2010